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A question on payment

Replies: 14 - Last Post: Sep 23, 2012 1:21 AM Last Post By: mooslie

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12is12

12is12 avatar

Sep 15, 2012 5:32 AM
Posts:  38

A question on payment

I'm in touch with two reputable Vietnamese agencies regarding hotels and tours. I find their prices reasonable but their payment terms problematic:

1) sending credit card details in email.
2) adding 3% for credit card transactions.
3) paying for everything in advance; at best - 20% deposit, and the balance on my first day in Vietnam (even for services to be provided two or three weeks later).

Is that usual/conventional?
Thanks

Roadking95

Roadking95 avatar

Sep 15, 2012 7:54 AM
Posts:  1,725

1

The problem will be if you dont send payment they wont hold a booking for you, it will depend on how much you trust that company. Maybe you can ask them if you can send a transfer to their bank account.

westwood

westwood avatar

Sep 15, 2012 2:54 PM
Posts:  8,826

2

At least you know ahead the credit card surcharge.

judymcl

judymcl avatar

Sep 15, 2012 9:15 PM
Posts:  194

3

Lots of places do the credit card surcharge (including here in Australia!). It's not terribly unusual and smaller businesses in Vietnam often won't take credit cards at all.

If you trust the agencies (you say they're reputable) and you're willing to pay by credit card (which, depending on your bank, may mean you can cancel the transaction if the service isn't provided), suggest that you'll ring them with credit card details instead of emailing (which is scarily insecure). Ask for their direct phone number, the name of the person you're dealing with, and a good time to catch them. You could have the whole transaction over and finished in 3 minutes and it's not like international calls are that dear anymore.

Or have you considered asking if they have Paypal? That way you never actually have to give them your credit card details.

re paying in advance, it doesn't really worry me as long as I trust the agent/company. Realistically, if you book a hotel via Agoda or similar, then you pay the entire amount in advance. When you book plane tickets, through an agent or direct with the airline, then you pay the entire amount in advance. Having said that, I know there are a huge number of people on this forum who'd never dream of paying in advance for accommodation or tours, preferring to rock up and see all their choices before deciding. What you'll be comfortable doing will depend entirely on what type of traveler you are.

Cheers,

mooslie

mooslie avatar

Sep 15, 2012 9:49 PM
Posts:  2,222

4

agree with #3. Book hotels and airfares etc on the net and it's 99% of the time up front payment.
Most businesses in Viet Nam charge a surcharge for credit cards.Only a small % of businesses here actually accept credit cards anyway. It's a cash & gold economy.
How long have the companies been operating?
@#3 I don't think many businesses here will have Paypal facilities.

Drovers_Dog

Drovers_Dog avatar

Sep 15, 2012 11:37 PM
Posts:  8,355

5

Smacks of racism . Why shouldn't Vietnam or any other developing country embrace the technology we in the West take for granted. Just fork over the readies and get over your first world indignation. HTH.

Roadking95

Roadking95 avatar

Sep 16, 2012 12:17 AM
Posts:  1,725

6

I think the OP's main point was more about putting credit card details over the net on a unsecured network.Not sure where the racism part is, but seems that anything can be deemed racist these days.

westwood

westwood avatar

Sep 16, 2012 12:48 AM
Posts:  8,826

7

I've sent credit card details by email but split the card number over several emails.

sonuvcdouille

sonuvcdouille avatar

Sep 16, 2012 9:30 PM
Posts:  719

8

Is it better then to do business with almost small travel company?

SamPan

SamPan avatar

Sep 17, 2012 4:43 AM
Posts:  102

9

Book airtickets from the airline...

Book hotel rooms through agoda or asiarooms or....

Book tours when you arrive at your hotel and book through them......

Bring cash........

Cash is king.........

donalf12

donalf12 avatar

Sep 17, 2012 6:25 AM
Posts:  11

10

Dont book your tours via a hotel there prices are much highger than booking with a travel agent

Jennifer102

Jennifer102 avatar

Sep 17, 2012 8:28 AM
Posts:  15

11

It's normal that you need to pay a deposit in advance to confirm your reservation. Most of the travel agents and hotels will charge you 3% for the payment via credit card.
In Vietnam, payment via Onepay is popular, you don't need to send your credit card details, they will send you a link and you will pay yourself. This link can be paid once only and they will inform you when the payment is successful.
But yes, it is the matter of trust, if your agent is trusted, you can pay them the deposit and the rest can be paid when you arrive in Vietnam. You can bring cash to avoid the bank fee.

mooslie

mooslie avatar

Sep 20, 2012 10:23 PM
Posts:  2,222

12

Credit card over the net seems to be safe these days but avoid the establishments that want your CRC number as well.

12is12

12is12 avatar

Sep 22, 2012 8:36 AM
Posts:  38

13

Thank you all for putting my mind at ease.

mooslie

mooslie avatar

Sep 23, 2012 1:21 AM
Posts:  2,222

14

There are one or two upmarket resorts asking for all credit card info , including CRC.
AVOID THEM LIKE THE PLAGUE!
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