Travel insurance
Even if you are fit and healthy, don’t travel without health insurance – accidents do happen. Declare any existing medical conditions you have – the insurance company will check if your problem is pre-existing and will not cover you if it is undeclared. You may require extra cover for adventure activities such as rock climbing. If your health insurance doesn’t cover you for medical expenses abroad (emergency evacuation is expensive; bills of over US$100, 000 are not uncommon), you should get travel insurance. The travel insurance we recommend is very flexible: you can buy, extend and claim online from anywhere in the world 24/7, even if you've already left home.
In many countries doctors expect payment in cash. Keep all documentation (medical reports, invoices etc) for claim purposes. Some policies ask you to call back (reverse charges) to a centre in your home country where an immediate assessment of your problem is made. It is always wise to inform your insurance company if you seek medical advice whilst abroad.
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