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Travel insurance covering theft, loss and medical problems is highly recommended. Some tips:

  • Before choosing a policy, shop around; those designed for short package tours in Europe may not be suitable for the wilds of Tanzania.
  • Read the fine print, as some policies specifically exclude ‘dangerous activities’, which can mean scuba diving, motorcycling and even trekking. A locally acquired motorcycle license isn’t valid under some policies.
  • Most policies for Tanzania require you to pay on the spot and claim later, so keep all documentation.
  • Most importantly, check that the policy covers an emergency flight home.

Before heading to Tanzania, also consider taking out a membership with one of the following, both of which operate 24-hour air ambulance services and offer emergency medical evacuation within Tanzania:

Worldwide travel insurance is available at www.lonelyplanet.com/travel-insurance. You can buy, extend and claim online anytime, even if you’re already on the road.