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Travel insurance

Find out in advance if your insurance plan will make payments directly to providers or reimburse you later for overseas health expenditures. Most doctors in Tanzania expect payment in cash. It’s vital to ensure that your travel insurance will cover any emergency transport required to get you at least as far as Nairobi (Kenya), or – preferably – all the way home, by air and with a medical attendant if necessary. It’s worth taking out a temporary membership with the African Medical & Research Foundation (Amref; www.amref.org; Nairobi emergency lines 254-20 315454, 254-20 600090, 254-733 628422, 254-722 314239, satellite 000-873 762 315580; Nairobi head office 254-20-699 3000; Dar es Salaam branch office 022-211 6610, 211 3673; 1019 Ali Hassan Mwinyi Rd just north of Bibi Titi Mohammed Rd).