Travel insurance
If your health insurance does not cover you for medical expenses abroad, consider supplemental insurance. (Check the Travel Links section of LonelyPlanet.com at www.lonelyplanet.com for more information.) Find out in advance if your insurance plan will make payments directly to providers or reimburse you later for overseas health expenditures. (In French Polynesia doctors will often expect payment in cash.)
If you are a European Union citizen you have the same rights in French Polynesia as you do in France; remember to fill in the EU Form E111 before leaving home. It is still best to have private health insurance cover. Serious illness or injury may require evacuation, eg from an outer island to Tahiti or even from Tahiti to a major city such as Los Angeles or Auckland; make sure that health insurance has provision for evacuation. Under these circumstances hospitals accept direct payment from major international insurers but for all other health costs cash up front is usually required.
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