ATMs at every airport, most train stations and every second street corner in towns and cities; Visa, MasterCard and Amex widely accepted.
Tipping is not necessary, given that hotels, restaurants, bars and even some taxis are legally required to include a 15% service charge in bills.
Restaurants You can round up the bill after a meal for good service, as locals do.
Hotels Hotel and railway porters expect a franc or two per bag.
Bargaining Bargaining is nonexistent.