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A travel-insurance policy to cover theft, loss, medical problems and cancellation or delays to your travel arrangements is a good idea. Paying for your ticket with a credit card can often provide limited travel-accident insurance and you may be able to reclaim the payment if the operator doesn’t deliver. Worldwide travel insurance is available at www.lonelyplanet.com/bookings. You can buy, extend and claim online anytime – even if you’re on the road.