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  • A travel-insurance policy to cover theft, loss and medical problems is a good idea.
  • Some policies specifically exclude ‘dangerous activities’, which can include scuba diving, motorcycling and even trekking.
  • Check that the policy covers ambulances and an emergency flight home.
  • Worldwide travel insurance is available at www.lonelyplanet.com/travel-insurance. You can buy, extend and claim online anytime – even if you’re already on the road.