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Travel insurance

If your health insurance does not cover you for medical expenses abroad, consider supplemental insurance. (Check the Lonely Planet website at www.lonelyplanet.com/travel_services for more information.)

While you may prefer a policy that pays hospital bills on the spot, rather than paying first and sending in documents later, in Mongolia the only place that might accept this is the SOS Medica clinic.

Declare any existing medical conditions to the insurance company; if your problem is pre-existing the company will not cover you if it is not declared. You may require extra cover for adventurous activities – make sure you are covered for a fall if you plan on riding a horse or a motorbike. If you are uninsured, emergency evacuation is expensive, with bills over US$100, 000 not uncommon.