A travel-insurance policy to cover theft, loss and medical problems is a good idea. Some policies specifically exclude dangerous activities, which can include scuba diving, motorcycling and even hiking. Always check the small print and make sure that the policy covers ambulances or an emergency flight home. If you plan on diving, we strongly recommend purchasing dive-specific insurance with DAN (www.diversalertnetwork.org).
Worldwide travel insurance is available at www.lonelyplanet.com/travel-insurance. You can buy, extend and claim online anytime – even if you’re already on the road.