Insurance is important: it covers you for everything from medical expenses and luggage loss to cancellations or delays in your travel arrangements, depending on your policy.
If you’re an EU citizen, a European Health Insurance Card (EHIC; available from health centres, or from post offices in the UK) covers you for most medical care. Other countries, such as Australia, also have reciprocal agreements with Ireland and Britain, but many countries do not.
If you do need health insurance, remember that some policies offer lower and higher medical-expense options, but the higher one is chiefly for countries such as the USA that have extremely high medical costs. Everyone should be covered for the worst possible case, such as an accident requiring an ambulance, hospital treatment or an emergency flight home. You may prefer a policy that pays health-care providers directly rather than you having to pay on the spot and claim later.
All cars on public roads must be insured. If you are bringing your own vehicle check that your insurance will cover you in Ireland.
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