ATMs are widespread. Credit cards (with PIN) are accepted at most restaurants, hotels and shops.
You're not obliged to tip if the service or food was unsatisfactory.
Hotels Only for bellhops who carry luggage, then €1 per bag.
Pubs Not expected unless table service is provided, then €1 for a round of drinks.
Restaurants Tip 10% for decent service, up to 15% in more expensive places.
Taxis Tip 10% or round up to the nearest euro.
Toilet attendants Tip €0.50.