ATMs are common and it's easy to exchange money. Credit cards are accepted at more expensive establishments.
- Tipping a set amount is not expected, but a tip of 5000Rp to 10,000Rp (or 10% of the total bill) is highly appreciated.
- Hand cash directly to individuals (taxi drivers, porters, people giving you a massage, bringing you a beer at the beach etc) to recognise their service.
- Most midrange and all top-end hotels and restaurants add 21% to the bill for tax and service (called ‘plus plus’).