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Money & costs


There are no money-changing facilities in Kinnaur, Spiti or Lahaul so stock up on rupees in Shimla. Numerous 24-hour ATMs are dotted around Scandal Point.

Punjab National Bank (The Mall; 10am-4pm Mon-Fri, 10am-1pm Sat) Changes major currencies in cash and travellers cheques.

State Bank of India (The Mall; 10am-2.15pm & 2.45-4pm Mon-Fri, 10am-1pm Sat) West of Scandal Point; changes cash and Amex or Thomas Cook travellers cheques in US dollars or British pounds.