If you’re an EU citizen, an E111 form, available from health centres or, in the UK, post offices, covers you for most medical care. E111 will not cover you for nonemergencies, or emergency repatriation home. Citizens from other countries should find out if there is a reciprocal arrangement for free medical care between their country and Germany. If you do need health insurance, make sure you get a policy that covers you for the worst possible case, such as an accident requiring an emergency flight home. Find out in advance if your insurance plan will make payments directly to providers or reimburse you later for overseas health expenditures.
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