Travel Insurance for Finland - Information and recommended travel insurance for Finland

Travel insurance

EU, EEA and Swiss citizens are entitled to free medical care in Finland, but you should carry proof of this entitlement. This comes in the form of the EHIC, the European Health Insurance Card, which has replaced the E111 form in most EU countries.

If you don't fall into this category, a travel-insurance policy is a good idea. Some policies offer a range of medical- expense options; the higher ones are chiefly for countries such as the USA, which have extremely high medical costs. There is a wide variety of policies available, so check the small print.

Some policies specifically exclude 'dangerous activities', which can include skiing, snowmobiling, even trekking. You may prefer a policy that pays doctors or hospitals directly rather than you having to pay on the spot and claim later. If you have to claim later make sure you keep all documentation. Some policies ask you to call back (reverse charges) to a centre in your home country where an immediate assessment of your problem is made.

Although EU citizens are covered for medical care, you may want to consider travel insurance to cover loss/theft.