Travel insurance
If your health insurance policy does not cover you for medical expenses abroad, consider taking supplemental insurance. Find out in advance if your insurance plan will make payments directly to providers or reimburse you later for overseas health expenditures. (In Fiji most treatment requires payment in cash, though.)
Really serious illness or injury may require evacuation, eg to Auckland or Sydney; make sure that your health insurance has provision for evacuation. Under these circumstances hospitals will accept direct payment from major international insurers.
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