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  • Travel insurance to cover theft, loss and medical problems is a good idea.
  • Some policies exclude ‘dangerous activities’, which can include scuba diving, motorcycling and trekking.
  • Insure yourself to the gills if you’re driving. Road conditions are hazardous.
  • For the same reason, check that the policy covers ambulances and an emergency flight home.
  • Worldwide travel insurance is available at www.lonelyplanet.com/bookings. You can buy, extend and claim online any time, even if you’re already on the road.