Travel insurance
If you’re an EU citizen, the European Health Insurance Card (which replaced the E111 form in 2006), covers you for most medical care but not for non-emergencies or for emergency repatriation home. You can apply for one online in many EU countries via your government health department’s website. Citizens from other countries should find out if there is a reciprocal arrangement for free medical care between their country and the country visited. If you do need health insurance, make sure you get a policy that covers you for the worst possible scenario, such as an accident requiring an emergency flight home. Find out in advance if your insurance plan will make payments directly to providers or reimburse you later for overseas health expenditures.
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