ATMs are widely available; credit cards are accepted at most hotels, restaurants and shops.
Tipping is not obligatory but is always appreciated if guides, drivers or servers have provided you with genuinely good service. Some hotels and restaurants add an obligatory service charge to your check (usually 10%), in which case you definitely don't need to tip.
Hotels Belizeans generally don't tip in hotels but baggage porters appreciate a small gratuity.
Restaurants Rounding up the check by somewhere between 5% and 10% is usually a suitable tip.
Taxis Tips are usually not expected.
Tour Guides In high-volume areas, tour guides are used to receiving tips for good service